Personal Finance

Human Capital

This 3-minute video explains the concept of human capital and how it affects earning income. This video, along with 50 similar videos, is also available on the Virtual Economics® CD-ROM.

Grades: 6-8, 9-12

Compound Interest Calculator

The Compound Interest Calculator visually shows the dramatic effect that compounding can have on investments. Adjust the monthly savings, interest rate, and starting age to see how money ...

Grades: 6-8, 9-12

Grades: 6-8, 9-12

Opportunity Cost

Consumers are faced with tough choices because so many innovative and exciting products and services are available. Therefore, engraining a decision-making process that includes consideri...

Grades: 9-12

Understanding a Balance Sheet

A balance sheet shows the assets, liabilities, and net worth for a business on a given day. This business document is one of the major documents used in evaluating a business. Students ...

Grades: 9-12

A Penny Saved

Students will read the comic book, "A Penny Saved" published by the New York Federal Reserve Bank. Students will make the information relevant through projects, graphic organizers, teach...

Grades: 9-12

Calculating Simple Interest

How do banks calculate the amount of interest paid on a loan? In this lesson, students will view a Livescribe Pencast to learn how to find the dollar amount in interest that is due at ma...

Grades: 6-8, 9-12

How Global is Your Portfolio?

This engaging lesson challenges students to connect economics and geography as they investigate global companies in the stock market.

Grades: 3-5, 6-8

You're Going to College

The students will explore the costs and the benefits of going to college. They participate in a three-part game designed to help them understand the decisions associated with attending co...

Grades: 6-8