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Standards for Consumer Credit Protection

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National Standards in Financial Literacy

Name: Using Credit

Standard:

  • Students will understand that: Credit allows people to purchase goods and services that they can use today and pay for those goods and services in the future with interest. People choose among different credit options that have different costs. Lenders approve or deny applications for loans based on an evaluation of the borrower?s past credit history and expected ability to pay in the future. Higher-risk borrowers are charged higher interest rates; lower-risk borrowers are charged lower interest rates.

State Standards

Common Core State Standards

Name: Anchor Standards for Language

Standard:

Area:

Name: Anchor Standards for Writing

Standard:

Area:

Name: CCRA.R.10

Standard: College and Career Readiness Anchor Standards for Reading

Area: College and Career Readiness Anchor Standards for Reading

  • Read and comprehend complex literary and informational texts independently and proficiently.

Name: RH.11-12.2

Standard: History/Social Studies -- Grade 11-12

Area: History/Social Studies -- Grade 11-12

  • Determine the central ideas or information of a primary or secondary source; provide an accurate summary that makes clear the relationships among the key details and ideas.

Name: RH.11-12.9

Standard: History/Social Studies -- Grade 11-12

Area: History/Social Studies -- Grade 11-12

  • Integrate information from diverse sources, both primary and secondary, into a coherent understanding of an idea or event, noting discrepancies among sources.