The deadlines to apply for our teacher awards are closing in! New York metropolitan area high school teachers can apply here for the Alfred P. Sloan Foundation Teaching Champion Awards until 6/30, and K-12 teachers nationwide have until 6/28 to apply here for the John Morton Excellence in the Teaching of Economics Awards!

Grade K-2, 3-5

Financial Fitness for Life – Upper Elementary Test Examiner’s Manual

Updated: July 26 2018,



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The Financial Fitness for Life: Upper Elementary Test (FFFL-UE Test) is a standardized test for measuring the achievement of upper elementary students in courses that use the Financial Fitness for Life curriculum materials and in other courses that emphasize instruction in personal finance. The test should be a valuable tool for assessing what upper elementary students know about the basics of personal finance and related concepts in economics.

The purposes of this FFFL: Upper Elementary Test Examiner’s Manual are threefold. First, it provides test users with a detailed description of the personal finance and economics content on the test so they are fully informed about test coverage and rationale for each item. Second, it explains how the test should be administered to students and also discusses the possible uses of the test for assessment and instruction. Third, it presents statistical evidence documenting the reliability and validity of the test as an achievement measure of personal finance taught in upper elementary school. The manual should provide test users with the information they need to administer the test and interpret the results.

Personal Finance