Tackling Student Debt - WealthManagement.com

Because high levels of student loan debt are far more common than they used to be, you should expect queries from clients about how to minimize their own balances, in addition to those of their grown children, as well as how to stay on top of payments.

Monday, August 24, 2015

Fact Check: Is Refinancing Student Debt Really Good Policy? - NPR

"The average person who leaves campus today with student debt is leaving with about $30,000 in debt," said Jen Mishory, executive director of Young Invincibles, an advocacy group on behalf of young Americans. "That's an enormous number that's changed ...

Friday, August 21, 2015

PRECIOUS-Gold rises ahead of Fed minutes, US inflation data - Reuters

Rising rates lift the opportunity cost of holding non-yielding bullion, while boosting the dollar. However, mixed U.S. data and worries over global growth and stability after China devalued the yuan last week have dampened that speculation, allowing ...

Wednesday, August 19, 2015

3 hidden costs of investing - USA TODAY

For many Fools, the time spent studying investments is not viewed as a cost because it's something we enjoy. Still, there is an opportunity cost; we could instead allocate that time to other income-producing or enjoyable activities (like building a ...

Tuesday, August 18, 2015

The Sneaky Path We Took To A Socialist Mortgage Market - Forbes

These two quasi-governmental agencies provided much of the liquidity in the U.S. mortgage market by borrowing money at low rates thanks to their implicit government guarantee, and then using those funds to purchase and securitize mortgages. But with ...

Monday, August 17, 2015

Todd Henry: How Authenticity Helps You Become A Better Entrepreneur - Forbes

In the following interview, he talks about how to find your authentic voice through your work, the steps you need to take to discover your own voice, how entrepreneurs can be more authentic and more. Henry teaches leaders and organizations how to ...

Saturday, August 15, 2015

9 Intangible Assets Dominant Entrepreneurs Possess - Entrepreneur

I've been obsessed with studying successful entrepreneurs and found that many have intangible qualities that wouldn't, or couldn't, be expressed on a standard resume. In addition, some entrepreneurs even had seemingly negative marks against them (by ...

Friday, August 14, 2015

Globalization On The Cape Fear - Forbes

What can the Port of Wilmington in North Carolina tell us about globalization and the U.S. export economy? From the statistics, probably not much. According to The Journal of Commerce, Wilmington and its sister port in Morehead City, about 100 miles up ...

Friday, August 14, 2015

This chart shows why the Fed may not raise rates - CNBC

According to data from the St. Louis Fed, the 10-year break-even inflation rate, which measures expected inflation derived from the U.S. 10-year treasury note yield and the treasury inflation-protected securities yield, fell to 1.66 percent on Friday ...

Tuesday, August 11, 2015

WARREN BUFFETT: It's going to be 'very tough' for the Fed to raise rates in ... - Business Insider

Warren Buffett doesn't think a rate hike from the Federal Reserve in September is guaranteed. After the July jobs report on Friday, economists' expectations that the Fed will raise interest rates next month increased. The US economy added a healthy 215 ...

Monday, August 10, 2015

How To Start Saving For Retirement - Forbes

If you have more than one type of retirement savings plan available to you, where and in what order should you contribute to the accounts? First of all, most employees have some tax-deferred retirement savings accounts that go by many names – 401(k), ...

Sunday, August 09, 2015

How to Convert Taxable Savings Into Your Roth IRA - Forbes

Most savers have at least three stores of money: retirement accounts, taxable savings accounts, and paychecks. For those who find out about a Roth IRA late in life, it can feel too late to take advantage of it. With savings amassed in taxable accounts ...

Sunday, August 09, 2015

Goals-based investing is a means to an end - CNBC

Things have gotten a little bit more sophisticated over time, but the time-honored envelope system is the same idea behind the growing trend of goals-based investing. In investing parlance, it's known as "mental accounts," where each of your financial ...

Wednesday, August 05, 2015

Put a 30-Day Delay on All Impulse Purchases to Ensure You Really Need It - Lifehacker

Most stores would like you to think that impulse buying is limited to sodas and candy at the checkout. In truth, impulse buying is anything you weren't planning on buying already. If you want to know whether the thing you're about to spend money on is ...

Monday, August 03, 2015

The 5 Types Of Innovation For The Future Of Work, Pt. 3: Partner And Supplier ... - Forbes

As the world of work continues to evolve at a rapid pace, innovation continues to become both a top priority and a top challenge. For most companies, innovation is handled behind closed doors in a secluded part of the company that only a few have ...

Monday, August 03, 2015

High-Income, High Tax, and Low Savings: 3 Financial Tips to Help Break the Gen ... - Forbes

You are not alone. There are countless Gen X-ers in high tax brackets that directly impact their ability to save. In 2015, married joint tax filers with a combined income of $74,901 are in the 25% tax bracket; single filers enter the 25% bracket at $37 ...

Sunday, August 02, 2015

First reading on Q2 US GDP at 2.3% vs 2.6% expected - CNBC

U.S. economic growth accelerated in the second quarter as a pick up in consumer spending offset the drag from soft business spending on equipment, suggesting a steady momentum that could bring the Federal Reserve closer to hiking interest rates this ...

Thursday, July 30, 2015

US stocks fall as GDP data leave Fed on track to hike - MarketWatch

Overall, data on gross domestic product was better than expected, considering the first-quarter number was revised upward. The GDP numbers are likely to influence the Federal Reserve's decision on the timing of the first rate hike, according to analysts.

Thursday, July 30, 2015

What the huge change to how GDP is calculated means for US economy - MarketWatch

The biggest area of distortion in the current GDP report probably involves Pentagon spending. Over the past several years, federal expenditures on defense have soared in the third quarter, when the government's fiscal year ends, and fallen in the first ...

Thursday, July 30, 2015

How an investing giant taught Chicago kids financial literacy and disproved ... - Fortune

This is a rare feel-good story about financial literacy. In 1996, John Rogers, head of $11 billion Ariel Investments, helped start an elementary school focused on financial education in a low-income neighborhood on the South Side of Chicago. Each class ...

Saturday, July 25, 2015